RetireNumber

RetireNumber is a mobile + web app that calculates your “retirement number” and updates it automatically as your life changes. You connect accounts (401k/IRA/brokerage, bank, mortgage), set a target lifestyle, and the app runs plain-English scenarios: market downturns, inflation spikes, healthcare shocks, early retirement, and part-time work. It doesn’t pretend to predict markets; it shows probabilities and tradeoffs, then tells you the smallest next action that moves the needle (save $X more, retire Y months later, reduce spending by Z). An AI layer turns your inputs into understandable explanations and flags unrealistic assumptions (like underestimating healthcare or overspending in early retirement). The app is built for people who want clarity without paying thousands for a financial planner, but it’s honest about what it can’t know and where professional advice is needed.