RiskPulse

RiskPulse is a web-based + API-first real-time repricing engine for commercial insurers. It ingests live operational data from IoT sensors, telematics, ERP/MES, and incident systems to continuously update exposure, hazard indicators, and control effectiveness. Underwriters and pricing teams get a streaming “risk delta” score, recommended premium adjustments, and explainable drivers (e.g., temperature excursions, maintenance lapses, near-miss frequency, fleet harsh braking). The platform supports configurable rating factors, per-coverage models, and policy-level guardrails so repricing can be automated or routed for approval. RiskPulse includes connectors, data quality checks, and an audit trail suitable for actuarial governance and regulatory scrutiny. Sold as SaaS to insurers and MGAs, it enables mid-term adjustments, parametric add-ons, and more accurate portfolio monitoring—reducing adverse selection and aligning premium with real-world behavior rather than annual snapshots.