RiskReceipt

RiskReceipt is a web + mobile app that turns portfolio risk into a plain-English “receipt” you can actually act on. Connect brokerage accounts (or upload holdings) and get a breakdown of what’s driving your risk: concentration, sector/region exposure, factor tilts (value/growth, momentum), interest-rate sensitivity, and hidden overlap across ETFs. It flags specific “you think you’re diversified, but you’re not” issues—like owning five funds that all track the same top 10 stocks. It also simulates simple what-ifs (rate spike, oil shock, big-tech drawdown) and shows which positions contribute most to potential losses. This is an AI + traditional app: AI generates explanations and suggested rebalancing options, but calculations are deterministic and auditable. It’s not a trading app; it’s a clarity app for investors who are tired of vague risk scores.