RMDPilot

RMDPilot is a mobile + web app that tracks Required Minimum Distributions across all retirement accounts (Traditional IRA, SEP/SIMPLE, 401(k)/403(b), inherited IRAs) and turns messy rules into a simple action plan. Users connect accounts via read-only aggregation, then the app estimates upcoming RMDs, deadlines, and penalty exposure, and generates a step-by-step withdrawal checklist per custodian. It also handles real-life complexity: multiple custodians, partial withdrawals, QCD tracking, and “still working” exceptions. This is not a trading app; it’s an operations and compliance app for retirees and their families. It includes an AI assistant that explains why a number changed, what documents to gather, and how to talk to your custodian or CPA—without pretending to give tax advice. The product wins by being boring, accurate, and deadline-driven.