RoboGuard

RoboGuard is a web + mobile AI app that audits your existing robo-advisor portfolio (Betterment/Wealthfront/Schwab Intelligent Portfolios, etc.) and flags where you’re silently losing money: unintended factor drift, duplicated exposures across accounts, cash drag, fee stacking, and tax-inefficient asset location. Users connect accounts via read-only aggregation, set goals and constraints (risk band, ESG, no fossil fuels, avoid small-cap, etc.), and get a plain-English “fix list” with estimated annual impact. RoboGuard doesn’t try to replace your robo; it verifies it. It also monitors ongoing changes—new deposits, market moves, or robo model updates—and alerts when your portfolio leaves your chosen risk corridor or when tax-loss harvesting opportunities are being missed. The product is realistic: it’s an analytics layer with clear, defensible value, not a new broker-dealer.