RolloverIQ

RolloverIQ is a web + mobile robo-advisor that helps people decide what to do with old 401(k)s: leave it, roll to an IRA, roll to a new employer plan, or cash out (and see the damage). It connects to accounts, estimates all-in costs (fund fees, plan admin fees, advisory fees), flags hidden downsides (bad share classes, limited fund menus, loan rules, creditor protection, RMD implications), and then builds a simple, low-cost target portfolio if an IRA rollover is best. The AI layer turns dense plan documents and fee disclosures into plain-English comparisons and a recommendation you can audit. It also automates the rollover checklist, tracks paperwork status, and prevents “forgotten” accounts with ongoing monitoring. This is not a day-trading app; it’s a decision engine for a high-stakes, common life event where mistakes are expensive and permanent.