RunwayGuard

RunwayGuard is a web app with optional mobile companion that gives small businesses a brutally clear view of cash runway and upcoming “danger weeks.” It connects to bank accounts and accounting systems, then builds a simple 13-week cash forecast with scenario toggles (late invoices, payroll increases, tax payments, subscription creep). Instead of generic dashboards, it focuses on a weekly decision list: who to chase, what to delay, and how much you can safely spend. It flags anomalies (unusual vendor spikes, duplicate charges) and creates a “cash actions” checklist with owners and due dates. An AI layer helps categorize messy transactions, drafts polite but firm collections emails, and explains forecast drivers in plain language—without pretending it can predict the future perfectly. The goal is fewer overdrafts, fewer panic credit lines, and tighter working-capital habits.