RunwayLedger

RunwayLedger is a web + mobile cash-flow command center for freelancers and very small businesses that live invoice-to-invoice. It connects to bank accounts and accounting tools to build a forward-looking “runway” calendar: expected inflows (invoices, payouts) vs. fixed outflows (rent, payroll, subscriptions, taxes) and variable spend. The app flags upcoming shortfalls early, suggests concrete actions (delay a noncritical bill, nudge a client, move money to a tax bucket), and tracks whether you followed through. It also creates lightweight scenarios like “What if Client A pays 10 days late?” and shows the exact date you go negative. This is not another budgeting app; it’s a cash survival tool with simple, opinionated workflows. It will feel boring—because cash flow is boring—until it saves you from an overdraft or missed payment.