SermonLedger

SermonLedger is a mobile + web app that helps churches and faith-based nonprofits run transparent, ethics-forward finances without needing a full accounting department. It focuses on the real pain points: restricted donations, benevolence funds, designated giving, and clear reporting to boards and congregations. Users can set ethical spending policies (e.g., dual-approval thresholds, restricted-fund rules), capture receipts, categorize expenses, and generate simple, readable reports that match how churches actually talk about money. It also includes an AI assistant that flags anomalies (duplicate reimbursements, unusual vendor spikes, spending from restricted funds) and drafts board-ready summaries in plain language. This is not a replacement for professional accounting; it’s a practical layer that reduces mistakes, increases trust, and makes audits less terrifying. Pricing is subscription-based with tiers for small churches through multi-campus organizations.