SettleSprint

SettleSprint is a mobile + web AI-assisted debt settlement planner that helps users negotiate with creditors and collectors using structured scripts, offer ranges, and a step-by-step workflow. Users import debts manually or via statement uploads, then the app generates a realistic settlement target based on debt type, delinquency stage, and available cash flow. It schedules calls, logs every interaction, and produces “what to say next” prompts to keep users from agreeing to bad terms. It also creates settlement letter templates, tracks promised payments, and stores proof (call notes, PDFs, screenshots) in one place. This is not a magic wand: it won’t erase debt, and it can’t guarantee a creditor will negotiate. But it can reduce user confusion, prevent common mistakes, and shorten the time from panic to an actionable plan.