SeveranceSim

SeveranceSim helps people stress-test their finances against job loss, pay cuts, and benefit gaps—without pretending budgeting alone fixes everything. Users connect accounts (or enter numbers manually) and run scenario simulations: severance length, unemployment benefits, healthcare costs, debt minimums, and realistic re-employment timelines by role and region. The app outputs a “runway” timeline, a weekly burn plan, and a prioritized action list (what to cut first, what not to touch, which bills to renegotiate, and when to sell assets). It also includes a simple “Resilience Score” based on liquidity, fixed-cost load, and income volatility, plus reminders for time-sensitive steps like COBRA deadlines and unemployment filing. This is not a get-rich app; it’s a decision tool for the ugly middle: the months when cash flow is uncertain and mistakes are expensive.