SeveranceSim

SeveranceSim is a mobile + web app that helps workers stress-test their income protection plan before a layoff, hours cut, or contract gap hits. Users connect accounts (optional) or enter basics manually, then the app simulates “income shock” scenarios: 0% income, 50% income, delayed unemployment benefits, severance ranges, and healthcare cost changes. It outputs a simple runway timeline, a prioritized cut list, and a weekly action plan (what to cancel, negotiate, or refinance first). It also generates a document checklist for unemployment/benefits and a calendar of deadlines. This is not a budgeting toy: it’s a short-horizon survival planner focused on the first 90 days. An AI assistant explains tradeoffs in plain language and drafts emails/scripts to request hardship programs, payment plans, or fee waivers.