ShockCanvas
ShockCanvas is a web app (with optional desktop connector) for mid-market banks, credit unions, and asset managers who need credible stress testing but don’t have a full quant team or a massive vendor budget. Users upload positions, cashflows, and risk factors (CSV/API), then build regulator-style scenarios (rate shocks, spread widening, liquidity haircuts, FX moves) and run them across portfolios with transparent assumptions. The product focuses on auditability: every scenario, parameter, mapping, and override is versioned, exportable, and reproducible. It includes a lightweight model library (duration/convexity, factor-based equity shocks, simple credit migration) rather than pretending to be a full-blown enterprise risk engine. Outputs are board-ready: loss distributions, key drivers, concentration hot spots, and “what changed since last run” diffs. It’s an AI-assisted app for scenario drafting and narrative generation, but calculations remain deterministic and explainable.