ShockProof

ShockProof is a mobile + web app that stress-tests your personal finances against real-life emergencies (job loss, medical bill, car repair, rent spike). You connect accounts (or enter manually) and it builds a simple “survival budget” and runway estimate in days/months, then shows the cheapest, most realistic actions to extend runway: cancel/renegotiate bills, adjust due dates, sell items, switch insurance, or set up a bare-minimum budget. It also creates an emergency checklist (documents, contacts, benefits, local aid) and a one-page “if I’m incapacitated” packet you can share with a trusted person. This isn’t a feel-good budgeting app; it’s an honest readiness score with clear next steps and reminders. The app avoids pretending it can fix low income—its goal is clarity, prioritization, and faster response when things go wrong.