StreamLedger

StreamLedger is a web + mobile app (traditional + AI) that consolidates all your income streams—payroll, freelancing, creator payouts, marketplace sales, affiliate revenue, dividends, interest, and rental income—into one clean, auditable view. It connects to banks via Plaid, pulls platform payouts (Stripe, PayPal, Etsy, Upwork exports, YouTube/Patreon CSVs), and auto-categorizes deposits into “streams” with confidence scores. The AI layer flags anomalies (missing payouts, sudden drops, duplicate deposits), estimates taxes by stream, and produces simple monthly “what actually made money” reports. It also tracks time/cost inputs per stream so users can see effective hourly rate and net margin, not just gross deposits. The goal isn’t to help people get rich; it’s to stop them from lying to themselves about which streams are real, repeatable, and worth continuing.