StressLedger

StressLedger is a web app (with optional desktop agent) for running repeatable, audit-ready financial stress tests without needing a quant team. It ingests GL extracts, balance sheet snapshots, and key risk drivers (rates, FX, credit spreads, liquidity run-off) and lets users build scenario libraries with clear assumptions, versioning, and approvals. It produces regulator- and auditor-friendly outputs: variance bridges, sensitivity charts, capital/liquidity impact summaries, and a full scenario “paper trail” showing who changed what and why. It’s not a replacement for enterprise risk platforms; it’s a pragmatic layer for organizations stuck in spreadsheets and email-based signoffs. An AI assistant helps map data fields, draft scenario narratives, and flag inconsistent assumptions, but calculations remain transparent and user-controlled. The goal is faster cycles, fewer errors, and defensible documentation.