SwiftToken

SwiftToken is a web + mobile SDK that gives shoppers true one-tap checkout using network tokenization and passkeys, without merchants ever storing raw card data. Shoppers enroll once (email/phone + passkey), then pay in one tap across participating stores. For merchants, SwiftToken drops into the checkout as a button and handles saved payment, SCA/3DS routing, and automatic card updater via token services. The pitch is simple: reduce checkout friction while lowering PCI scope and fraud exposure. The product focuses on mid-market Shopify/WooCommerce/headless commerce brands that can’t justify building their own wallet but still want conversion lift. Realistically, it will live or die on merchant distribution and measurable conversion gains; the MVP should prove faster checkout, fewer declines, and lower support tickets around “my card expired.”