TradeLineX

TradeLineX is a web app (with an optional mobile companion) that helps B2B sellers and finance teams reduce credit losses by making fast, defensible credit decisions on new and existing customers. It pulls in trade signals (invoice payment history, disputes, credit bureau data where available, bank/ERP exports, and public filings) and converts them into a simple risk grade, recommended credit limit, and payment terms. The product focuses on “credit ops reality”: messy data, partial coverage, and the need for an audit trail. Users can set policy rules (e.g., auto-approve under $X with grade A/B), monitor exposure by customer group, and get alerts when risk changes (late payments, utilization spikes, adverse filings). It also generates a one-page credit memo that explains the decision in plain language for internal approvals and compliance.