TrimTrigger

TrimTrigger is a mobile + web app that helps you practice financial minimalism by eliminating recurring expenses and “quiet” money leaks, not by tracking every latte. It connects to your bank (read-only) and detects subscriptions, duplicate services, and low-value recurring charges. Then it forces a simple decision loop: keep, pause, downgrade, or cancel—with one-tap cancellation links, email templates, and calendar reminders for renegotiation dates. The app also creates a “Minimal Spend List”: 10–20 approved merchants/categories you actually want to support, and flags everything else as friction prompts. It’s intentionally not a full personal finance dashboard; it’s a reduction tool. Expect pushback from users who want perfect categorization—this is for people who want fewer transactions, fewer accounts, and fewer decisions.