ValuesLedger

ValuesLedger is a mobile + web AI-assisted personal finance companion that maps your real spending to the life priorities you claim to have. Connect your bank via Plaid, then choose 6–10 values (family, health, learning, freedom, community, etc.) and set rough “intent ranges” rather than strict budgets. The app auto-categorizes transactions and asks lightweight, occasional clarifying questions to improve mapping. You get a weekly “alignment report” showing where money matched your priorities, where it didn’t, and the top 3 changes with the biggest impact (e.g., canceling a subscription you don’t use, redirecting $80/month to a goal you care about). It avoids shaming and avoids pretending it can fix your finances overnight; it’s a reflection tool with actionable nudges. Monetization is a subscription with an optional couples plan.