VowLedger

VowLedger is a mobile + web app that helps newlyweds set up a realistic “household operating system” for shared money and responsibilities in the first year of marriage. It guides couples through a short onboarding to map accounts, recurring bills, debt, and savings goals, then proposes a simple structure (yours/mine/ours, percentage splits, or allowance model). It also creates a lightweight chore and decision log so partners can agree once and stop re-litigating. The app focuses on weekly 10-minute check-ins with clear prompts, not endless planning. It includes a “friction radar” that flags patterns like missed transfers, uneven spending, or unowned tasks, and suggests a scripted conversation to resolve it. This is not therapy; it’s practical operations for couples who want fewer surprises and fewer arguments.